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How Often Should You Really Change Your HVAC Filters? A Fall Guide

Andrew Knatcal • November 29, 2024

With fall in full swing, it’s time to start thinking about all things cozy – and part of that cozy home vibe includes making sure your HVAC system is ready to keep you warm without compromising your indoor air quality. One of the simplest ways to do that? Changing your HVAC filter. But let’s be honest: with so much conflicting advice out there, how often should you really be changing it?



If you’re scratching your head wondering if you’re changing your filter enough (or maybe not enough), you’re not alone. The truth is, filter maintenance depends on a few key factors: the type of filter you use, whether you have pets, and if anyone in your household has allergies. So let’s break it down to help you find a filter-changing schedule that makes sense for your home this fall.

Why Changing Your Filter Matters So Much


Before we dive into schedules, let’s talk about why changing your filter is so important. Your HVAC filter does more than you might realize: it captures dust, pollen, pet hair, and other tiny particles from the air, keeping them from circulating in your home. Over time, though, these particles build up and clog the filter. A clogged filter means your HVAC system has to work harder, which not only increases energy bills but can also reduce the lifespan of your system. And if anyone in your family has allergies or asthma, a dirty filter can worsen symptoms by circulating allergens through the air.


So, keeping a clean filter isn’t just about efficiency – it’s also about creating a healthier home. Now, let’s figure out the right filter-changing schedule for you!


Basic Rule of Thumb: Every 3 Months


If you’re using a standard fiberglass filter and don’t have any special considerations, the general rule is to change your filter every three months. This works well for homes without pets, allergies, or heavy dust, where the air quality is relatively stable year-round.


Why Every 3 Months Works for Basic Filters: Fiberglass filters are relatively inexpensive, but they’re also thinner and capture fewer particles than higher-grade filters. Every three months is enough to keep things running smoothly without overburdening your HVAC system.


If You Have Pets: Change Every 1-2 Months


Furry friends are wonderful, but they do shed fur and dander that can clog your HVAC filter faster than you might think. If you have pets – especially if they’re heavy shedders or if you have more than one – it’s best to change your filter every 1-2 months. The more pets, the more often you’ll want to swap it out.


Pro Tip for Pet Owners: Look for filters that are designed to capture pet dander, as they tend to be more effective for homes with animals. Also, regular vacuuming around vents can help keep hair and dander from accumulating.


For Households with Allergies: Every 1-2 Months (or Even Monthly!)


Allergens don’t stand a chance when you’re vigilant about your HVAC filter. If anyone in your household suffers from allergies, asthma, or other respiratory issues, changing your filter more frequently is key. In this case, every 1-2 months (or even monthly during peak allergy seasons) can make a noticeable difference in air quality.


Consider Using HEPA or High-MERV Filters: High-efficiency filters can trap smaller particles, including allergens, pollen, and even some bacteria. Just keep in mind that higher-rated filters might require a stronger HVAC system, so check with a professional to make sure your system can handle the airflow resistance.


Using a High-Efficiency Filter? Aim for Every 6-12 Months


If you’ve invested in a high-efficiency filter, like a HEPA or a high-MERV (Minimum Efficiency Reporting Value) filter, you’re in luck – these filters last longer and capture more particles. But even with high-efficiency filters, it’s still smart to check them every 6-12 months to ensure they’re not clogged and slowing down your system.


A Note of Caution: High-efficiency filters work wonders, but they can also strain certain HVAC systems. Consult with a technician to make sure your system is compatible with HEPA or high-MERV filters.


For Larger Families or Busy Households: Every 2 Months


If you have a bustling household – lots of foot traffic, kids, or multiple occupants – your home naturally accumulates more dust, dirt, and dander. In this case, aim to change your filter every two months to keep the air clean and your HVAC running efficiently. Larger households tend to see more wear and tear on filters, so keeping up with maintenance is essential for a comfortable environment.


Quick Reference: Fall Filter Maintenance Schedule


Here’s a handy cheat sheet based on common household factors:


  • Basic Home (No Pets/Allergies): Every 3 months

  • With Pets: Every 1-2 months

  • With Allergies: Every 1-2 months (monthly during allergy seasons)

  • High-Efficiency Filters: Every 6-12 months

  • Busy Household (Large Families): Every 2 months


A Few Final Filter Tips for Fall


  1. Keep an Eye on It: Even if you’re following a schedule, it doesn’t hurt to visually inspect your filter every month, especially in the fall when dust and debris can kick up.

  2. Upgrade If Needed: If you’re still using basic fiberglass filters and noticing issues with air quality, consider upgrading to a pleated or high-MERV filter for better results.

  3. Set a Reminder: It’s easy to forget about filter maintenance, so set a reminder on your phone or mark it on your calendar to make it part of your seasonal routine.


The Bottom Line: A Clean Filter = A Happy Home


Keeping a clean filter isn’t just about taking care of your HVAC system – it’s about creating a healthier, cozier space for you and your loved ones. So this fall, as you settle in for all things warm and wonderful, don’t forget to check in on your filter. A little bit of effort now can make all the difference in your comfort and air quality as the seasons change. Here’s to a happy, healthy, and filter-fresh fall!

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